Building credit shouldn't come
with an interest bill.
Answer two quick questions and see what building credit could really
cost you before you pick a card.
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Illustrative estimate only. Actual interest depends on your card's rate, terms, fees and repayment method.
about $97
If you spend $1,000 and take 4 months to pay it back, PlusCredit would cost about $32.
Interest
Charged after the first month, if you carry a balance
Card fees
What you pay just to hold the card
Total cost
Estimated for your numbers
That gap could cover about 21 coffees.
PlusCredit costs $7.99 for each month you hold the card. This estimate assumes you hold it only while paying back.
Secured cards need a refundable deposit. We don't count it on either side.